Consumer Finance

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June 16, 2018
China will dominate global levels of consumer expenditure over the period of 2017-2030, surpassing the US. Much of this growth is expected to come from major cities, however newly formed middle classes in some mid-sized cities will contribute as well. Learn more by downloading Euromonitor’s report, “Global Overview of Consumer Expenditure to 2030“. Watch on […]
Fransua Vytautas Razvadauskas
May 29, 2018
Consumer payment policy favouring cash alternatives becoming common In both emerging and developed markets, regulators have turned to payment policy as a channel to increase their tax base by making the purchase of illegal goods and tax evasion more difficult. Although payment policy has taken a variety of different shapes, a few common approaches include: […]
May 26, 2018
A tecnologia é um dos principais drivers de megatendências conduzindo o comportamento do consumidor globalmente. Ela permeia todas as indústrias e determina a forma como as empresas podem atender à demanda cada vez maior dos consumidores por conveniência e simplicidade. Uma das indústrias em que fica mais evidente a influência direta da tecnologia é a […]
April 17, 2018
US consumers have one of the highest levels of per capita gross income and consumer expenditure among developed economies, and their discretionary spending power continues to rise gradually. However, the income gap remains high, resulting in market polarisation and restraining middle-class expansion. A monetary tightening policy will lead to slower growth in income and expenditure […]
April 14, 2018
Euromonitor International’s new briefing on global consumer expenditure examines projected trends in spending across the world’s cities over 2017-2030. Consumer spending growth is indicative of economic progression, rising disposable incomes and improving living standards—factors which can help companies gauge the economic potential of a given urban market. Affordability and Discretionary Spending in Asia-Pacific Cities 2030 […]
April 4, 2018
In line with higher tertiary enrolment rates, consumer expenditure on education has grown rapidly. Globally, spending increased by 20% in real terms from 2011 to 2016, and is forecast to increase by a further 21% to 2021. This was fuelled partly by rising tuition fees and partly by higher demand for tertiary education in emerging […]
March 5, 2018
Reports emerged Monday that Amazon.com was in conversations over offering Amazon-branded banking accounts. This should not come as a surprise, particularly given that other significant ecommerce players like Alibaba and Rakuten offer similar banking services. Amazon itself is already involved in a variety of financial products such as co-branded credit cards, store cards, and its […]
February 25, 2018
Una nueva generación de consumidores enfocados en la comunidad, en prestar, en arrendar y en modelos de suscripción, está dando una nueva forma a la economía, haciendo del consumo ostentoso algo del pasado. Rechazar bienes materiales en favor de experiencias y un estilo de vida más libre, es lo que ha caracterizado los hábitos de […]

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