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Ryan has been a major voice in consumer finance at Euromonitor for over five years, helping to oversee global research and working with analysts around the world. He also works with reports and publication to streamline the processes behind country reports, passport publications, and blog content.
Ryan‘s expertise sits in payments and the broader consumer finance landscape. He advises clients on such trends as Buy Now Pay Later, open banking, contactless payments, and APIs. Ryan also has experience exploring foodservice payments and other innovations in payment. Ryan previously worked on home and tech research, focused on the US, before transitioning to a role on the global consumer finance team. He has experience in US research for several industries as well as commissioning work with both Mexico and Canada.
After the pandemic, despite players' expectations that circulation restrictions imposed during the crisis would stimulate consumers' desire to seek more out-of-home experiences, foodservice on-premises consumption (global value in USD current terms) has not yet returned to the levels seen in 2019 (pre-pandemic).
In April 2024, ByteDance was reported to acquire Union Mobile Pay (UMP) for CNY1.4 billion (USD200 million), pending regulatory approval. ByteDance operates popular social media and commerce platforms (TikTok and Douyin). This article analyses its strategic objectives of financial expansion, and the key threats and opportunities in relation to financial industries. UMP is considered to be a key chess piece of the game.
Money20/20 Europe is home to the industry’s boldest and brightest new voices - where the money ecosystem comes together to shape what’s next for the industry.