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Showing 1 - 15 of 15 documents
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Premiumisation of Credit Cards and Consumer Payments Becoming a Necessity

The influence of premiumisation will continue to expand. Harnessing this demand is crucial for financial service providers; however, as consumers grow to expect premium features, it becomes harder for providers to separate themselves from the pack. Resources which rate and review card offerings are growing, and are accelerating competition within the space. Consumers increasingly have […]
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PayPal and Zelle – Developments in US Peer-to-Peer Payments

Peer-to-peer payments in the US had an eventful month in June. PayPal, one of the leaders in digital payments, announced that it would begin offering instantaneous bank transfers via Visa and Mastercard debit cards. In addition, Early Warning Services unveiled its new Zelle peer-to-peer payments service, which will be supported by over 30 banks over the course of the next year. Together, these two announcements […]
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Trump Administration Releases Budget Proposal: Potential Implications for US Education Lending

On Monday 22 May, the Trump Administration released details of its proposed budget. The budget seeks to cut government spending across a variety of programmes. Among cuts to social programmes and the Environmental Protection Agency, the budget also aims to overhaul the student loan landscape in the US. Changes include removing subsidised provisions from certain […]
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Personal Credit Cards – Global Outlook

Personal credit cards are a crucial payment method for consumers. Worldwide, personal credit card transactions comprise over one-third of all non-commercial card payments and have seen strong growth in recent years. Credit cards are expected to continue to gain share over the next five years, reaping additional market share from the ongoing transition away from […]
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WWDC 2015: Apple is Catching Up with Music and Software Competition

The influence of premiumisation will continue to expand. Harnessing this demand is crucial for financial service providers; however, as consumers grow to expect premium features, it becomes harder for providers to separate themselves from the pack. Resources which rate and review card offerings are growing, and are accelerating competition within the space. Consumers increasingly have […]
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Key Findings in Consumer Finance for 2018

The 2018 edition of Euromonitor International’s Consumer Finance system is now live and Euromonitor discusses key industry trends. Global use of cash continued to decline from 2016 to 2017 and is expected to decline further over the forecast period. The largest single market by card payment value, China, reported modest growth from 2016 to […]
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